Use these Methods to Check EPF Balance

Organizing documents and sending them to the EPFO office by post is a classification of convoluted tasks. Well, this was the scenario a few years ago, where accessibility to the internet was next to negligible. However, things have changed now after the advent of the digital revolution. Now everything is available online. A recent, rechecking PFs and the amount emanated has to flatter a super easier and faultless task. In this write-up, you will come across different processes for checking EPF balance. So let’s get begin with some primary first.

What are EPF and Universal Account Number?

Employee Provident Fund (EPF) is a capability of the Government of India to motivate savings between Indians. Both employer and employee make equal contributions to the EPF scheme. One can retrieve the balance in the EPF account upon retiral, unemployment, or while diverting jobs. The government has set in motion various pathways for one to check their EPF balance. One can examine the PF balance using the EPFO site, SMS procedure, missed call procedure, or through UMANG Application at any point of one’s implementation tenancy. This article offset many different procedures of inspecting PF balance in detail.

Universal Account Number (UAN) is a 12 digit number that is offered to each and every member of the Employees’ Provident Fund Organization (EPFO) through which they can control their PF accounts. This number is furnished by the Ministry of utilization and labor below the Government of India. It assists the person to get entire Provided Fund (PF) information in one place disregarding the administration he works for.

Prematurely, when a solitary joins a new organization, he was allocated a new PF account number which made it extremely difficult to get a proper estimation of the PF. Not precisely this, but the trail of activities was also obstructed in case of matters in the estimation of comprehensive pay. As an ambiguity to the same issues, UAN was established.

UAN, as a universal number, helps the member to assemble all his PF accounts associated with multiple IDs of different organizations in one place. With the help of UAN, the employer can effortlessly extract and transmit funds.

How to activate UAN?

After creating the UAN and PF member identification, one can come after the given steps to operate UAN:

• Visit EPFO Website
• Go to ‘Our services’ and select ‘For Employees’
• Now, navigate to ‘Member UAN/Online Services
• On the deflected page, enter all the essential details- UAN, Mobile Number, and PF member ID
• Enter the Captcha
• Click on ‘Get authorization PIN’
• Select ‘I Agree’ and write the OTP sent to the recorded phone number
• You will receive the password to access the portal

The process to determine the EPF balance

Precisely, there are four legitimate ways of determining the EPF balance. These methods include:

EPFO portal:

Head toward the EPFO portal and opens the Our Services page from the go-down menu. Select the “For Employees” option. A new window shall elicit on your home screen. On this sheet, touch on the “Member Passbook” choice pinpointed in the “Our Services” crate. Next, enter your registered details and info counting the UAN, password, etc. A new sheet shall elicit where you are required to touch on the “Member ID” possibility. This alternative will let you see the past proceedings ordains and PF balance.

UMANG app:

The UMANG (Unified Mobile Application for New-age Governance) app is a mobile implementation that is evolved by the Ministry of Electronics and Information Technology (MEITY). It is planned to provide mobile governance in India. It is a single platform that gives access to all central and state e-governance services (government services). The application provides numerous services to women, pensioners, children, farmers, etc. A one or two of the forerunner strategies in the application that one can approach are Jan Dhan Yojana, Pradhan Mantri Ujjwal Yojana, and Pradhan Mantri Awas Yojana.

One of the stratagems that are accessible on the application is Employee Provident Fund. One can examine their information, upraise assert, operate their UAN, or even trail a claim on this application. Succeeding are the strides to examine your PF balance on Unified Mobile App for New-age Governance Application.

Load the UMANG application from the play store or app store.

Under categories select ‘Social Security and Pensioners’

• Choose EPFO from the lists of given options and log in to the UMANG account
• Undergoing employee, basic services select ‘view passbook.’
• Enter your UAN and OTP to login into the Employees Provident Fund account.
• After logging in, one can view their previous withdrawals and deposits in EPF and also check their account information.

Missed call:

By just giving a missed call to 011-22901406 from your registered Mobile number you can know your PF balance without the UAN number. The attributes of the last benefaction and PF Balance are dispatch on your recorded number free of price.

A. What will happens after the missed call?

The call will spontaneously get disengage after 2 rings.

B. Who can enjoy this facility?

• Only the Members recorded on the UAN portal can get the details.
• Recorded Phone Numbers must be operated with UAN at Unified Portal.
• Any one of the following KYC must be done against your UAN.

1. Bank A/c Number
2. Aadhaar
3. PAN

SMS:

This is the last method in this list. Here you are required to send a code to the number 7738299899 from your registered phone number. Now once again, the activation of UAN is essential to utilize this procedure. The code needs for this procedure is given under

EPFOHO UAN ENG

The last 3 letters reflect a preferred language. For instance, if you look for information in the Hindi language then you will be required to type HIN in the site of ENG. Similarly, the user from other countries can type the first 3 letters of their present language (only in uppercase) to recover the craved information

What Are Exempted Establishment of Private Trusts

There are around 1500 privatized PF trusts all over India. Many large companies have their own EPF trusts. For example, Infosys, Wipro, TCS, Accenture, Sail, Nestle, HDFC, Godrej have established in-house EPF trusts. These corporations are excused to put up their EPF compilation with the EPFO. Preferably they can control that money with their own trust. These trusts have to give similar or higher returns than the EPFO-managed fund. The EPF benefaction and other regulations also appeal to these beliefs. But for all practical purposes, you have to deal with them.

How to Examine PF Balance For Exempted Establishment

The majority of the excused establishments who are streaming individual PF trust balances will sustain a company site to examine the PF balances of their employers.  Some corporations will offer monthly and annual PF slips to their employees. So that their employers can know about the PF balance attributes.

If your corporation is not nourishing a segregate website for PF trust estimates then you are required to contact your HR sector or accounts department to get your PF estimate details.

So eventually it is clear that the excused establishments members are not liable to examine their PF balance in EPFO Passbook gateway, they have to get it from their corporation site or from the HR or account departments.

Conclusion

Knowing the accurate PF amount that builds up over time can help you plan your account in an organized way. Constant tracking of the EPF balance is a conducive way to reconcile your fiscal records for investment as well as saving purposes. As such, with the number of web-based platforms available, one can seamlessly track their fiscal records & even download their EPF passbook.

Keep posting to us just in case you need some guidance on this topic. We would be obliged to assist you.

Frequently Asked Questions

How to check the EPF balance of previous organizations?

You can examine your EPF balance of past organizations through the EPFO portal or website or UMANG Application. All you have to do is to choose the organization’s member Identification they need to examine the EPF balance.

Is PAN mandatory to check EPF balance?

Connecting PAN to EPF account is not compulsory for examine EPF balance. However, it is beneficial if PAN is linked to EPF as upon final withdrawal, a TDS of 34% will be deducted. If a PAN card is linked, then a TDS of 10% will be deducted, and it will be easy to claim future refunds or rebates.

How can I examine my EPF account balance with the help of the UAN number?

Utilizing the Universal Account Number (UAN), you can examine your EPF account balance through both ways online and offline methods. However, you have to operate your UAN before examine your PF balance with it. Once UAN is activated, you can view your EPF information using the Employee Provident Fund Organization (EPFO) portal, SMS, or UMANG App.

Can I examine my EPF balance by my Aadhaar card number?

It is compulsory to connect the Aadhar number to the EPF account and UAN. You can’t examine your EPF balance with Aadhar Card alone. After your UAN and Aadhar Card are connected, your UAN will be operated. Then you can examine your EPF balance with the help of SMS or missed call options.